Wednesday, November 11, 2009

Why Are You Charging US $10 A Week

This question has not come up as often as expected but it is a great question.

Let's get down to the nitty gritty: I am charging you $10 a week for a limited license to market your Loss Mitigation and/or Consumer Credit Counseling agency. How much is seven years of  "Good Will" and "Name Recognition" in a  niche market worth? The long term upside potential far outweighs the downside risk in my opinion.

Fire fighters don't make a heap of money for putting out fires but when there IS a fire, where would we be if we didn't have these first responders? Consumers today need solid financial solutions and education more than ever.

Putting out financial fires is just as life-saving an endeavor as putting out house fires or wild fires that leave nothing but devastation behind. One's credit is his or her REPORT CARD in life. We are here to save peoples' financial lives. Unlike the fire fighter, however, our earning potential is unlimited depending on the physical, mental and financial effort we make.


If you are a real estate agent, mortgage loan originator or investor, this opportunity should represent somewhere around $12,000 to over $100,000 a year in additional without much more in marketing efforts. If you do not have somewhat of your own customer base or marketing strategy, you are going to have to make a little more of a time and money investment in advertising and marketing THE WAY I DO IT. I will show you how I built US HomeSavers on a budget and I will provide you with affordable advertising and marketing tools. I'll even throw in a free lead every once in a while which could pay for your entire first year training and licensing fee.

I just broke it down to $10 a week to make it easy for you in these somewhat challenging times. You will need to commit to two hours a week minimum for training too! Here is what you will get:
  1. Loss Mitigation Application origination training. You can make up to $1,000 per file to originate the application or you can make up to $2,000 a file to process your own files. I'll show you how for a mere $10 a week. If ten bucks a week is a stretch for you PLEASE do not sign up.
  2. Consumer Credit Counseling gives you two levels of participation. You can earn $50 to $100 for referring your customers to us or if you want to physically enroll your customers into the program, you will earn an average of $400 per enrollment and up to $35 per month residual on each customer you enroll for 24 to 60 months.
  3. Beginning immediately, a part of your training and licensing fee will go towards Pay Per Click advertising which will greatly increase traffic to US HomeSavers. ALL leads generated by US HomeSavers will be distributed for free except those in the Greater DFW area. Remember, I am limiting my retail practice outside of my market area and looking for you to take over. The opportunity is there.  
After 90/120 days of initial training, you will be offered an exclusive, protected territory in small markets and a semi exclusive, protected territory in large markets. I'm not going to flood the market. As an example, the Dallas - Fort Worth Market could easily facilitate three offices and not saturate the market. At the same time, if I had three offices in my market, the other owners and I could co-invest in some really good advertising. Get it??? Some of you will receive free leads from US HomeSavers in your territory as we receive them but you will not make a living off of our in-house leads. We will help you develop your local market though.

You will also have the option to upgrade to a FULL LICENSE if you do not drop out of the program or just run off with my stuff to do your own thing as many have done in the past. Your licensing fee will double to $100 a month but so will your benefits which will include membership in our nationwide network which will be discussed further in this Blog. Producers will receive unlimited, personal mentoring and consultation; slackers will not. A full license should also increase your earning potential for the long-term as an independent agency owner; hopefully until our retirement.

Please post your comments and questions here before you call me. Remember, I do this full time already and I am not charging you hardly anything. You calls are welcome just don't eat up a bunch of my time "talking" about stuff. If you are ready  to deal, let's get it on!


  1. Hi Curt:

    Just to clarify, US Homesavers will do all the negotiations with the bank. All we have to do is get the paperwork to you, is that correct?

    If the customer does not qualify for a loan mod, will you do the short sale for us?

    If yes, at what cost?

  2. Hi,

    You have a nice blog. I just came across this website They seems to be specialized in personal finance, debt management etc. Just thought of mentioning them here as it may help someone in need.