Tuesday, November 24, 2009

Diversify With Us - 1st Webinar is One Week From Tomorrow

LIMIT YOUR RISK - INCREASE YOUR PROFIT POTENTIAL - DIVERSIFY WITH US

First I wanna finish my story about Rodney Anderson.

Like most smart business managers, Rodney follows market trends. Like me, he saw a downturn looming in the real estate and mortgage markets. Do you know what he did? he didn't piss and moan about market circumstances he could not change - he changed his business model to accommodate the market.

He started promoting and holding monthly CREDIT COUNSELING SEMINARS for credit challenged persons who want to purchase a home. His deal is this. You enroll in his "Saving Your Financial Life" credit counseling program and he will help you  fix and rebuild your credit so you can buy a home. This is what going the extra mile is all about. Being a solution provider. In our case, a Credit Solution Provider.

Much like Rodney, I saw two things happening last year: Loan Modification Chop Shops sprung up everywhere; thousands of them. Presidents Bush and Obama told Americans that the government would help  homeowners keep their homes. Did these two occurrences hurt my business? Yes. Did I piss and moan about market circumstances I could not change? No. I adjusted my business model to meet the needs of my market niche: Loss Mitigation. You can and need to do the same thing.

DIVERSIFICATION

I'm not getting out of the loss mitigation business. In a couple of years the scammers will all have gone away and the market will get back to normal. Earlier this year, much like Rodney, I added debt settlement services to my loss mitigation service portfolio. I contracted with the biggest, oldest service provider in the country. Much like you, my prospects for debt settlement came to me via my existing business. Initially, your prospects will come to you from your existing client or prospect base.

Debt Settlement is not suitable for some consumers. It is an aggressive debt relief strategy that I believe should be a last resort. However, debt consolidation can be an effective tool for consumers to become debt free and rebuild their credit without bankruptcy.

Loss Mitigation, debt settlement and debt consolidation are all come under the same heading: DEBT MANAGEMENT. The opportunity for you is to diversify your business into Debt Management.

This is an awesome fee, commission and profit opportunity for Realtors and mortgage originators alike. You are just going to have to go the extra mile of you want to stay in business or monetize your business for the leng-term. US HomeSavers is going the extra mile for you in that we are not selling you into the next, latest greatest business opportunity. We're going to give it to you.

Much like Rodney is grooming his customers to become customers and homeowners, my goal is to groom you into being THE CREDIT SOLUTION PROVIDER in your market. Hopefully, this will bring in new business from you in the future while you groom your prospects into loyal home buying or mortgage loan customers. It's not a get rich scheme. It is a sound business solution.

All I ask in return is that you help absorb some of the cost and support my marketing efforts by investing $10 a week or $43 a month to see if this opportunity is the right fit for your business. We will provide everything you need to run your new service.

Next Wednesday's Webinar will lay out everything for you. At 11:00 AM CST next Wednesday, Bob LaChance will host the first hour as we discuss the Manage My Short Sale/Manage My Loan Modification opportunity and CRM Software program.

At 12:00PM CST, I will take over the show and present you with the entire USHS Credit Management Program. If you have now interest in the Manage My Short Sale/Loan Modification program, just tune in at noon, my time.

Now is the time to enroll. It's only $10 today and $10 a week thereafter if you do not cancel your subscription after the Webinar. If you do not want to use your debit or credit card, we can arrange weekly or monthly payments via EFT.

No excuses. Your only risk is the initial $10 Webinar admission fee. The opportunity is to add $1,000 or $2,000 a week to your income next year.




Wednesday, November 18, 2009

Real Estate - Mortgage Brokers - Stop Chasing Deals

The bad thing about being a real estate agent or mortgage broker is your pipeline of deals is either too fat or too skinny. The main reason I've been able to stay in the game for nearly twelve years is simply this: Diversification!

1. Product Diversity
2. Geographic Diversity

Everything in life has a life cycle; your mind, your body and yes, even your business. Markets heat up and cool down. While your product or service is heating up in your market area, the need for your product or service may be cooling down in another market area. Think about this:

AMERICA AND TOO MANY AMERICANS ARE DEEPLY IN DEBT WITH NO PLAN FOR PROSPERITY. THERE IS A HUGE NEED FOR DEBT RELIEF, PERSONAL ECONOMIC RECOVERY AND FINANCIAL EDUCATION IN THIS COUNTRY - STARTING WITH YOU!


 The rich and upper middle class of Americans have financial planners to assist them in their long-term financial management. Middle and lower middle class Americans, the BIGGEST segment of our population have no financial guidance, no plan and the bank account to prove it.

As a licensed fiduciary, a mortgage or real estate professional, you run into people all the time who face losing their homes, have little, no or bad credit and have no savings in the bank for emergencies or retirement. There is a huge need in this country for financial educators and solution providers for the average Joe or Joette.

Let's start with you and let's face it, we are facing challenging times in the real estate and mortgage realm and you might consider tweaking your business model in order to have (1) Instant income (2) other commission sources that dovetail into your existing business and (3) build a long-term residual income.

US HomeSavers is less than two weeks away from enrolling agents into a unique alliance of licensed professionals into an integity based financial solution powerhouse focused on impoving the lives of the average American through debt management and financial education.

PLEASE JOIN MY BLOG TODAY EVEN IF YOU ARE JUST CURIOUS ABOUT THE OPPORTUNITIES THAT LIE AHEAD FOR THOSE WHO CAN THINK OUTSIDE THE BOX, FOLLOW A PLAN AND PROSPER BY PROVIDING A MUCH NEEDED SERVICE TO THE BIGGEST DEMOGRAPHIC IN THE COUNTRY - OUR MIDDLE CLASS CITIZENS.

Wednesday, November 11, 2009

Why Are You Charging US $10 A Week

This question has not come up as often as expected but it is a great question.



Let's get down to the nitty gritty: I am charging you $10 a week for a limited license to market your Loss Mitigation and/or Consumer Credit Counseling agency. How much is seven years of  "Good Will" and "Name Recognition" in a  niche market worth? The long term upside potential far outweighs the downside risk in my opinion.

Fire fighters don't make a heap of money for putting out fires but when there IS a fire, where would we be if we didn't have these first responders? Consumers today need solid financial solutions and education more than ever.


Putting out financial fires is just as life-saving an endeavor as putting out house fires or wild fires that leave nothing but devastation behind. One's credit is his or her REPORT CARD in life. We are here to save peoples' financial lives. Unlike the fire fighter, however, our earning potential is unlimited depending on the physical, mental and financial effort we make.

WOULD AN ADDITIONAL $50,000 to $100,000 A YEAR MAKE A DIFFERENCE IN YOUR LIFE?

If you are a real estate agent, mortgage loan originator or investor, this opportunity should represent somewhere around $12,000 to over $100,000 a year in additional without much more in marketing efforts. If you do not have somewhat of your own customer base or marketing strategy, you are going to have to make a little more of a time and money investment in advertising and marketing THE WAY I DO IT. I will show you how I built US HomeSavers on a budget and I will provide you with affordable advertising and marketing tools. I'll even throw in a free lead every once in a while which could pay for your entire first year training and licensing fee.
$520 A YEAR FOR A LIMITED USE LICENSE

I just broke it down to $10 a week to make it easy for you in these somewhat challenging times. You will need to commit to two hours a week minimum for training too! Here is what you will get:
  1. Loss Mitigation Application origination training. You can make up to $1,000 per file to originate the application or you can make up to $2,000 a file to process your own files. I'll show you how for a mere $10 a week. If ten bucks a week is a stretch for you PLEASE do not sign up.
  2. Consumer Credit Counseling gives you two levels of participation. You can earn $50 to $100 for referring your customers to us or if you want to physically enroll your customers into the program, you will earn an average of $400 per enrollment and up to $35 per month residual on each customer you enroll for 24 to 60 months.
  3. Beginning immediately, a part of your training and licensing fee will go towards Pay Per Click advertising which will greatly increase traffic to US HomeSavers. ALL leads generated by US HomeSavers will be distributed for free except those in the Greater DFW area. Remember, I am limiting my retail practice outside of my market area and looking for you to take over. The opportunity is there.  
After 90/120 days of initial training, you will be offered an exclusive, protected territory in small markets and a semi exclusive, protected territory in large markets. I'm not going to flood the market. As an example, the Dallas - Fort Worth Market could easily facilitate three offices and not saturate the market. At the same time, if I had three offices in my market, the other owners and I could co-invest in some really good advertising. Get it??? Some of you will receive free leads from US HomeSavers in your territory as we receive them but you will not make a living off of our in-house leads. We will help you develop your local market though.

You will also have the option to upgrade to a FULL LICENSE if you do not drop out of the program or just run off with my stuff to do your own thing as many have done in the past. Your licensing fee will double to $100 a month but so will your benefits which will include membership in our nationwide network which will be discussed further in this Blog. Producers will receive unlimited, personal mentoring and consultation; slackers will not. A full license should also increase your earning potential for the long-term as an independent agency owner; hopefully until our retirement.

Please post your comments and questions here before you call me. Remember, I do this full time already and I am not charging you hardly anything. You calls are welcome just don't eat up a bunch of my time "talking" about stuff. If you are ready  to deal, let's get it on!

Friday, November 6, 2009

Do You Need A Real Estate License To Join

Question from Jarosales760:

Do you need a real estate license to join?

There is no licensing requirement to become a "qualified" consumer credit counselor for US HomeSavers Debt Management program. You will receive training over the next 52 weeks to earn "qualified" status.

US HomeSavers is acts as a marketing, sales and enrollment agent for an accredited debt prorater licensed and bonded to operate in all but a few states that require Debt Counselors to be non-profit organizations. Even though we are a for profit company, we work with creditors on the same "exact" basis as the non-profits. We just don't have to beg our customers for donations. You, on the other hand will have an opportunity to earn excellent fees and long term residual income.

If you are going to originate LOSS MITIGATION applications, a real estate license is conducive in that you will be able to earn standard pre foreclosure sales commissions for real estate listings from distressed homeowners who do not qualify for a Making Home Affordable or some other home ownership retention program.

Manage My Short Sale also allows you to "manage" your short sales and loan modification applications using  state of the art Customer Relations Management software to track the progress of your short sale and loan modification. It also notifies you and your client, via e-mail, on updates to their files.

USE IT FOR 30 DAYS FREE! CLICK HERE

Thursday, November 5, 2009

US HomeSavers Agent Sign Up

Learn and Earn Consumer Credit Counseling with US HomeSavers.

Complete Agency License Only $10 a Week? Here's What You Get:
  • Local Loss Mitigation and Credit Management Leads * Semi Exclusive Territory
  • All Business Forms, Software Programs, Weekly Training and Business Meetings
  • Daily, Weekly, Bi-weekly and Monthly Residual Paydays
  • Discount ACH Service and Merchant Accounts for Credit Card Acceptance
  • Optional US HomeSavers E-mail Address
  • Ad Co-Op, Affordable Leads and Cost Effective and Free Promotional Materials
  • Expert Copy Writing Service
  • Social Networking - Online Community
And so much more. Territories are limited as we will only enroll 100 "producers" for 2010 and beyond. Sign Up Today!


Get Your Agency License Here



Debt Counseling Program approved by the U.S. Trustee's Office

Hi Curt,

Is your new debt counseling program approved by the U.S. Trustee's office to satisfy the consumer mandatory counseling requirement now necessary before filing bankruptcy?

Best Regards,

Jack Harris

Wednesday, November 4, 2009

Welcome To the US HomeSavers Direct Agent Blog

Well,

I'm certainly glad you could all make it. This is where you can ask you questions and get answers to your loss mitigation and debt management questions.

Welcome,

Curt